A Debt Strategy Session is intended for people who need advice and a plan for dealing with debt issues, including credit cards, student loans, past due taxes, business loans, mortgage arrears, and any other debts. This one hour session is at a reduced rate of $199 and includes legal advice on your situation, usually 4-6 options, a discussion of your long-term goals, and answering questions you may have about the timeline, costs, and your legal rights.

A Premarital Debt Strategy Session is intended for couples who need advice and a plan before they get married to understand how their combined future is affected by their premarital debt and credit situations. This one hour session is at a reduced rate of $199 and includes legal advice on your situation, usually 4-6 options, a discussion of your long-term goals, and answering questions you may have about the timeline, costs, and your legal rights.

This strategy session is intended for people who want more specific advice on their debt and credit during the uncertainty of COVID-19. We've provided many free resources, links, and downloads and have a free Zoom daily, so this is intended to go into personal details and individual situations.

A Student Loan Strategy Session is most often used for students (or parents) who took out student loans for undergraduate, graduate, and/or professional degrees and now need to know what options are available for repaying and possibly forgiving the loans. This session can also be used prior to taking out student loans to get an idea of what the financial future looks like with student loans. This one hour session is at a reduced rate of $199 and includes options, timelines, and answering any questions.

At a Credit Report Review Session, we review your credit report for concerns about accuracy, improving your credit score, achieving financial goals, and options for dealing with inaccurate reporting. This one hour session is at a reduced rate of $199 and is intended for someone who wants to buy a house in the future, needs advice on increasing a credit score, has collection accounts, or just wants to make sure everything is on track for future goals.

A Post Bankruptcy Strategy Session is intended for people who already filed bankruptcy, either recently or several years ago. The purpose of the session is to discuss a number of issues that come up after your bankruptcy, such as credit report inaccuracies, how to get in the position to have good credit again, what debts you still need to pay, and any other questions you have about post-bankruptcy life. This one hour session is at a reduced rate of $199.

An Identity Theft Strategy Session is designed for someone who has been the victim of identity theft or credit card fraud and needs advice on what to do to fix it, how to protect themselves in the future, and how the credit score/report may be affected. This one hour session is at a reduced rate of $199 and includes options, timelines, checklists, and answering any questions you have about moving forward after identity theft.

At a Legal Advice Appointment, you have the opportunity to discuss your legal issue with Jen and get advice, options, and costs related to your situation. This appointment is often used for someone who has already gone through a Strategy Session and wants to follow-up with additional questions or concerns. Some examples of a legal advice appointment include options for dealing with a timeshare, review of mortgage documents, or consulting about a loan modification.