A Debt Strategy Session is intended for people who need advice and a plan for dealing with debt issues, including credit cards, student loans, past due taxes, business loans, mortgage arrears, and any other debts. This one hour session includes legal advice on your situation, usually 4-6 options, a discussion of your long-term goals, and answering questions you may have about the timeline, costs, and your legal rights.

A Student Loan Strategy Session is most often used for students (or parents) who took out student loans for undergraduate, graduate, and/or professional degrees and now need to know what options are available for repaying and possibly forgiving the loans. This session can also be used prior to taking out student loans to get an idea of what the financial future looks like with student loans. This one hour session includes options, timelines, and answering any questions.

At a Credit Report Review Session, we review your credit report for concerns about accuracy, improving your credit score, achieving financial goals, and options for dealing with inaccurate reporting. This one hour session is intended for someone who wants to buy a house in the future, needs advice on increasing a credit score, has collection accounts, or just wants to make sure everything is on track for future goals.

A Post Bankruptcy Strategy Session is intended for people who already filed bankruptcy, either recently or several years ago. The purpose of the session is to discuss a number of issues that come up after your bankruptcy, such as credit report inaccuracies, how to get in the position to have good credit again, what debts you still need to pay, and any other questions you have about post-bankruptcy life.

An Identity Theft Strategy Session is designed for someone who has been the victim of identity theft or credit card fraud and needs advice on what to do to fix it, how to protect themselves in the future, and how the credit score/report may be affected. This one hour session includes options, timelines, checklists, and answering any questions you have about moving forward after identity theft.