Out-of-network. Atlanta Lactation will submit insurance claims on your behalf to insurers with whom we are not in network. A deposit ($75 office visit, $230 home visit) will be paid at booking. If your insurance company pays on the claim, your deposit will be promptly refunded. Insurance reimbursement depends on your plan, your deductible, and the contracted reimbursement rate for out-of-network consultations. Insurance reimburses the same amount for home and office visits. As a result, office visits result in much lower out of pocket expenses.